Banking/ Insurance/ Wealth Management

90% of the financial services industry recognised the necessity for Digital Transformation.

“The Unipro team are incredibly friendly and easy to work with. Their sheer breadth and depth of knowledge when it comes to planning and executing our digital project within Low-Code has been invaluable to Arena Systems”.

Andy Gibbs
Director – Arena Systems Group

85%

Of banks are planning to increase investment in technology to improve efficiency and customer experience
EY’s Global Banking Outlook (2021)

95%

Of insurance CEO’s see Digital Transformation as a key strategic priority
Deloitte (2023)

89%

Of Financial services see Digital Transformation as essential for their business strategy
Fujitsu Survey (2021)

Manual Processes

Did you know?

  • Up to 40% of productivity is lost due to manual error and rework
  • Up to 25% of productivity is lost due to multiple delays caused by bottlenecks in approval processes
  • Up to 20% drop in efficiency due to the time spent searching for information.
  • An additional 20% is lost on inefficient administrative tasks
  • Between 20-30% of time is wasted managing processes manually

Legacy systems

Did you know?

  • Legacy systems are a primary barrier to digital Transformation in banking (Deloitte)
  • 75% of insurance companies continue to use legacy systems (International Finance)
  • Legacy systems in wealth management often limit the ability to provide personalised, real-time financial advice and services. (Application Modernisation)

Lack of capacity and skilled resources

Results in:

  • Slower implementation of projects
  • Increased costs
  • Low-quality outcomes
  • Lack of development capacity
  • Inability to ensure world-class QA

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FAQs

Q. What is digital transformation in banking?

A. Digital transformation involves applying modern digital technologies to processes within the banking sector to remove manual processes, increase efficiency, and remain competitive.

Q. How can digital transformation benefit banks and other financial institutions?

A. digital transformation can benefit banks and financial institutions by enabling more efficient processes, collecting and consolidating more information for data-driven decisions, providing more robust security and compliance features, and meeting growing customer expectations.

Q. How is digital transformation impacting investment banking?

A. Digital transformation allows investment banking businesses to leverage the latest digital technology such as automated trading algorithms and enhanced data analytics that can drive investment decisions, facilitating more efficient market transactions.

Q. What is digital transformation in insurance?

A. Insurance digital transformation refers to integrating new digital tools and technologies into the insurance industry.

Q. How is digital transformation impacting the insurance industry?

A. Digital transformation technologies such as AI, data analytics and cloud computing enable insurers to improve operational efficiency, modernise outdated processes, enhance risk management and security, and remain competitive in their industry. By leveraging digital technologies, insurers can streamline underwriting processes, automate claims handling, and offer innovative products and services.

Q. What are the key benefits of digital transformation in the insurance industry?

A. Digital transformation in the insurance industry offers improved customer experiences, reduced risk exposure, and increased profitability.